Individual Health Insurance Quiz

How much do you know about individual health insurance plans? Take this quiz to test your knowledge!

1. True or false? North Carolina health insurance companies cannot deny coverage or raise premiums on an individual, due to pre-existing conditions.
A. True
B. False
Hint. The answer to this question can be found here: Health Insurance for Individuals and Families
2. Which of the following is an example of a circumstance that may qualify a North Carolina resident for a Special Enrollment Period?
A. Getting married
B. Birthing or adopting a child
C. Losing a job
D. All of the above
Hint. The answer to this question can be found here: Special Enrollment Period Information
3. True or False? Premiums always count towards meeting the individual health insurance deductible.
A. True
B. False
Hint. The answer to this question can be found here: Health Insurance Terms
4. When an individual in North Carolina buys a health insurance plan via WNC Health Insurance during the Annual Open Enrollment period, the health insurance plan takes effect on _______.
A. The date of purchase
B. June 30th
C. January 1st
D. December 16th
Hint. The answer to this question can be found here: Health Insurance for Individuals and Families
5. Individuals in North Carolina who meet certain federal guidelines may be eligible for financial assistance (also referred to as _________) to help pay for individual health insurance premiums.
A. A deductible
B. A subsidy
C. Health insurance
D. All of the above
Hint. The answer to this question can be found here: Premium Assistance for Health Insurance Coverage
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