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Local professionals serving employers by connecting & educating employees with exclusive benefit communication & administration platforms.

benefit communication & administration platforms

Ahead of the Curve

Local professionals delivering innovative cost-effective health insurance & employee benefit solutions.

innovative cost-effective health insurance

Compliance Chaos – Solved!

Local professionals with the resources to build & maintain compliant benefit solution.


Local professionals structuring Self-Funded Arrangements, Alternative Funding Plans, Direct Primary Care Models & Doc-In-The-Box Models for our middle and large group market segments.

Self-Funded Health Insurance
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  • Asheville Area Habitat for Humanity

    For more than 15 years WNCHI has helped Asheville Area Habitat for Humanity keep our medical insurance costs stable without reducing the top-shelf benefits that we offer our incredible staff. In addition to assisting our employees and managing our insurance plans, WNCHI has been a long-time supporter and advocate of Habitat’s work, helping more families in our community build strength, stability and self-reliance.

    Andy Barnett
    Executive Director, Asheville Area Habitat for Humanity

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  • Digestive Health Partners

    On 1.1.17, Asheville Gastroenterology Associates (AGA) merged with Carolina Mountain Gastroenterology and formed Digestive Health Partners. With a narrow time window to complete the complex merger, the WNCHI professionals met with our management team and listened to our issues and goals. Based on those meetings, WNCHI developed & implemented a comprehensive strategy. Securing commitments from insurance carriers with steadfast implementation timelines, WNCHI’s experienced employees utilized innovative benefit administration systems to deliver a stable transition for all our staff and the management team responsible for employee benefits.
    Thanks WNCHI!

    Suzanne Turzillo
    CEO, Digestive Health Partners

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  • Carolina Hand and Sports Medicine

    Since our practice opened 40 years ago, Carolina Hand and Sports Medicine has helped thousands of Carolinians return to optimal health and mobility. WNCHI is not only our trusted employee benefit agency, but more importantly a strategic partner that has helped our practice grow with innovative solutions that no other agency has been able to replicate since 2010. Previously, when our medical practice has solicited RFPs from other agencies, the proposals were not as competitive & some agencies even have withdrawn from the RFP process when it was made known they were competing with WNCHI.

    Dr. Jesse L. West
    MD, Carolina Hand and Sports Medicine

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  • Biltmore Medical Associates

    Biltmore Medical Associates is committed to providing the best Internal Medicine Care to individuals in our community. For over 17 years, WNCHI has delivered unparalleled service, benefits & rates to our physicians & staff. As the largest independent health insurance agency & serving the most extensive healthcare provider client segment in Asheville, WNCHI has the experience, expertise and resources to meet our unique benefit needs.

    Kim Presley
    Practice Administrator, Biltmore Medical Associates

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Asheville Health Insurance and Employee Benefits



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Employee benefit strategies that work for you by connecting your business to the health insurance resources that you need to attract and retain talented employees…

Our Philosophy

Costs for health insurance carriers are skyrocketing, regulatory agencies are engaged in compliance chaos, and brokers lack a strategy or the resources to build a better healthcare model. WNC Health Insurance is different. WNC Health Insurance can help your employees and your business navigate a defective system with a better model that delivers superior outcomes. The WNC Health Insurance approach looks at how healthcare is accessed and delivered to your employees and the underlying financial framework that funds the employee benefit plan. Based on our review, WNC Health Insurance will match the most beneficial funding model with innovative benefit designs. WNC Health Insurance will implement unique pathways to access healthcare that deliver lower costs to employees and employers. Addressing the source of healthcare access and delivery is the first step to building a sustainable employee health insurance plan. WNC Health Insurance can help you take that first step in the creation of a flexible solution for your business needs.

Our Story

WNC Health Insurance is a privately owned and independent firm headquartered in Asheville, North Carolina.

  • We currently serve over 300 employers in North Carolina.
  • We have sustained double-digit client growth for the last five years by embracing change, predicting outcomes, and acting nimble.
  • We provide our clients with as much information as they need to proactively adjust to a dynamic employee benefit environment.
  • We serve clients operating in Medical Care and Delivery, Legal and Tax Services, Manufacturing, Food Service, Brewing, Hospitality, Non-Profit Community Service, Information Technology, and many more.
  • We are contracted with ALL major health and ancillary insurance providers and have access to unique health plans and health insurance quotes that are ONLY available to us. We design and implement health plans specific to a client’s appetite for risk to create an affordable healthcare model.
  • Asheville Health Insurance Experts.

As local Asheville health insurance agents, we are here to help you find the best health insurance options available.

Compensation Transparency

Asheville Insurance Consulting Services

For employers with more than 100 full-time employees, agency fees are an add-on to the monthly billed insurance rates or a flat fee payment made by the employer on a monthly or quarterly basis. Fees are disclosed, negotiated, and approved by the employer.

Asheville Health Insurance Brokerage Services

For employers with less than 100 full-time employees, insurance carriers pay agency fees, not the employer. Fees are either a percentage of the premium or a “Per Employee Per Month” (PEPM) Fee.

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Financial Platforms


Benefits & Services



Health Insurance for Asheville and all of North Carolina since 1994

As local Asheville health insurance agents, we are here to help you find the best health insurance options available. Our agents are knowledgeable in healthcare enrollment requirements and can help you find the right coverage for you and your business. WNC Health Insurance is here to serve as an Asheville health insurance resource. We are your one-stop shop for the best health insurance in Asheville and all of North Carolina. Come and visit us at our Asheville health insurance store. We are the largest health insurance agency in Asheville and Western North Carolina. Our Asheville-based health insurance agents have over 100 years of combined experience providing health insurance quotes, solving problems, and exceeding expectations. WNC Health Insurance is proud to work with many health insurance carriers, including but not limited to: Blue Cross Blue Shield of North Carolina® (Blue Cross NC), Aetna, Cigna, United Healthcare (UHC), Sun Life Financial, Healthgram, Principal, Crescent Health Solutions, UNUM, North Carolina Medical Society Employer Benefit Plan, Lincoln Financial Group, Guardian, The Hartford, and Delta Dental of North Carolina. We serve as agents and consultants that help individuals, families, and small to medium-sized businesses in North Carolina when they need direction regarding health insurance, employee benefits, financial platforms, small business health insurance, group health insurance, self-funded health insurance, employer health insurance, small business group health insurance, and more.

We are your best source for Asheville health insurance! Call us now at (828) 681-8223

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