Subsidy Calculator

Health Insurance Marketplace Subsidy Calculator

Premium Assistance for Health Insurance Coverage

This insurance subsidy calculator illustrates health insurance premiums and subsidies for people purchasing insurance on their own in new health insurance exchanges (or “Health Insurance Marketplaces”) created by the Affordable Care Act (ACA).

Affordable healthcare plans are now more standardized and simplified. Generous subsidies abound and reduce the cost of the policy, allowing those who could not afford health insurance in the past to be able to receive affordable healthcare coverage.

There are a number of policies to choose from in the Health Insurance Marketplace. You can choose a plan with a lower monthly payment with a higher deductible, or you can go with a plan that has a higher monthly premium, but a much lower deductible.  WNC Health Insurance is here to help you discover your right fit.

Middle-income individuals under the age of 65, who are not eligible for coverage through their employer, Medicaid, or Medicare, can apply for tax credit subsidies available through the NC Health Insurance Marketplace.