* Physical exams and health screenings.
* Care by specialists.
* Hospitalization and emergency care.
* Prescription drugs.
* Vision care.
* Dental services.

Also ask about:

* Care and counseling for mental health.
* Services for drug and alcohol abuse.
* Obstetrical-gynecological care and family planning services.
* Ongoing care for chronic (long-term) diseases, conditions, or disabilities.
* Physical therapy and other rehabilitative care.
* Home health, nursing home, and hospice care.
* Chiropractic or alternative health care, such as acupuncture.
* Experimental treatments.

Some plans offer members health education and preventive care, but services differ. Ask questions such as:

* What preventive care is offered, such as shots for children?
* What health screenings are given, such as breast exams and Pap smears for women?
* Does the plan help people who want to quit smoking?

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