Health Insurance Quiz

Health Insurance Quiz

How well do you understand health insurance? Test your knowledge by taking this short Health Insurance Quiz! If you get stumped, click on the link beneath each question to find the answer on our website.

1. When you pay your health insurance premium, does that count toward your deductible?
A. Yes, 100% of the premium can be applied to the deductible.
B. Yes, 50% of the premium can be applied to the deductible.
C. No, payment of a premium has no bearing on the deductible.
The answer to this question can be found here: Health Insurance Terms
2. If a co-pay is required, and your insurance company pays 80% of a bill, how much do you pay?
A. 80%
B. 20%
C. 100%
The answer to this question can be found here: Health Insurance Terms
3. Do all plans have to cover laboratory services?
A. Yes
B. No
The answer to this question can be found here: 2017 NC Health Insurance Quick Guide Infographic
4. Is there a penalty if a company has more than 50 employees, but does not offer insurance coverage?
A. Yes
B. No
C. Sometimes
The answer to this question can be found here: Health Insurance Marketplace for Employers
5. If your family’s income falls within 300% of the Federal Poverty Level, can you still get a subsidy for your insurance costs?
A. No
B. Yes
C. Sometimes
The answer to this question can be found here: Health Insurance Marketplace for Employers
6. How many hours a week do employees need to work, to be counted as “full time” for insurance purposes?
A. 30
B. 40
C. 35
The answer to this question can be found here: Health Insurance Marketplace for Employers
7. Could a family of four that makes $80,000 per year, still get a subsidy for health insurance?
A. Yes
B. No
C. Never
The answer to this question can be found here: Health Insurance Marketplace for Employers
Thanks for taking our Obamacare Health Insurance Quiz. You got Number Right Here.