Aetna Self Funded Health Insurance

Aetna: Aetna Funding Advantage®

Self-funded health insurance plans (a.k.a. “self-insured plans”) have been available to “big business” for decades. In this new age of health insurance for employers, several of the health insurance giants in North Carolina – are offering this wonderful employee benefit – to smaller employers – with as few as 10 employees!

Now, even very small businesses can enjoy the many advantages of self funded health insurance!

Aetna Funding Advantage® is Aetna’s partially self-funded health insurance for small business.

Benefits of Aetna Funding Advantage:

  • Opportunity to save up to 25%* upfront
  • Fixed single monthly payment that remains stable through the year
  • Access to the vast Aetna provider network
  • The unique funding structure returns 50 percent of any surplus at year-end to you when you renew your plan
  • Options to pay higher monthly amounts in return for getting back claim surpluses at termination
  • Protection against claims that are higher than anticipated through stop loss insurance
  • Financial protection, predictability, cost savings, and transparency through reporting
  • Turnkey administration by Aetna
  • One consolidated platform

*Savings based on choosing an Aetna Funding Advantage plan over an ACA community-rated plan. Actual cost savings vary by location and previous claims experience.

Enjoy the benefits of partial self-funding that’s traditionally offered to larger companies – now available to your small business! Cost savings – without the risk!

Call WNC Health Insurance – experts in small business health insurance since 1994.  828-681-8223

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